Speaking Boost · C1 · Lesson 19 of 50
Speaking Boost C1 · Block 4: Economy and Society

Why do housing prices rise so fast?

In many cities, ordinary people can no longer afford to buy or even rent a home. Discuss the causes and possible solutions, and learn conditional alternatives: provided that, as long as, on condition that, unless, supposing, but for and otherwise.

1

Warm-up

5 min
1.1

Housing

Answer each question with 2–3 sentences.

  1. Do you own your home or rent it?
  2. Is it easy for young people to buy a home in your country?
  3. Which city do you think is the most expensive?
  4. Would you share a flat to save money?
  5. How much of your income goes on housing?
  6. What does a good home need?
2

Words and phrases

12 min
2.1

New words

Read each word and the example. Then say a sentence about housing.

2.2

Which word?

Choose the word that fits.

  1. A loan taken out to buy a home is a .
  2. The person who owns a property and rents it out is a .
  3. A person who pays rent to live in a property is a .
  4. A lack of homes compared with the number of people who want them is a housing .
  5. Housing is when ordinary families can pay for it.
  6. Buying property only to sell it later at a profit is called .
  7. When wealthier people move in and prices rise, the process is known as .
  8. A landlord may not a tenant without proper notice.
2.3

Opposites and pairs

Choose the right answer, then press Check answers.

  1. a mortgage is a
  2. a landlord is a person who
  3. a shortage is a
  4. affordable = not too
  5. to evict = to force someone to
  6. gentrification = wealthier people
2.4

Useful phrases

Use these phrases to set conditions and make proposals.

  • Prices will fall provided that...Ціни знизяться за умови, що...Prices will fall provided that supply increases.
  • Unless...,Якщо не...,Unless councils build more, prices will keep rising.
  • As long as demand exceeds supply,...Доки попит перевищує пропозицію,...As long as demand exceeds supply, prices will rise.
  • On condition that...За умови, що...You can rent the flat on condition that you pay a deposit.
  • Supposing prices doubled,...Припустімо, ціни зросли вдвічі,...Supposing prices doubled, who could afford to buy?
  • But for the subsidy,...Якби не субсидія,...But for the subsidy, many families would have lost their homes.
  • ..., otherwise,......, інакше...Wages must rise; otherwise, people cannot afford rent.
  • Save money in case...Заощаджуйте на випадок, якщо...Save money in case rates rise.
3

Read and react

8 min
3.1

The housing puzzle

Read the text. Hover over the dotted words for help.

Why do housing prices rise so fast?

Why do housing prices rise so fast? In many cities, the cost of a home has risen much faster than wages. In England, for example, the ratio of typical house prices to typical earnings has been around eight in recent years, according to official statistics, compared with a much lower figure a few decades ago.

Economists point to several causes. The first is a shortage of homes. Unless enough housing is built, prices will keep rising, and building is often restricted by zoning rules and slow planning decisions. The second is cheap credit: as long as interest rates are low, buyers can borrow more, and prices tend to inflate. The third is speculation: when investors buy homes as assets rather than to live in them, ordinary buyers compete against people with much more money.

Gentrification adds another layer. When wealthier residents move into a district, rents tend to rise, and long-term tenants may be forced to leave. Supposing nothing changes, critics warn, cities may lose nurses, teachers and shop workers, who cannot afford to live near their jobs.

Solutions are debated. Some argue that planning rules should be relaxed, provided that quality is protected. Others favour affordable social housing: Vienna is often cited as an example, since a large share of its residents live in subsidised or municipal homes. Still others propose taxing empty properties, on condition that the money is spent on new homes.

No single measure is likely to work alone. Without a combination of more building, fair rules and support for tenants, the problem will probably continue.

What would you do first if you were a city mayor?

3.2

True or false?

  1. The text says that housing prices have risen more slowly than wages.
  2. A shortage of homes is named as one cause of rising prices.
  3. Vienna is often cited as an example of affordable social housing.
  4. The text says that one measure will solve the problem alone.
  5. The text mentions speculation as one cause.
3.3

What do you think?

  1. Is housing a right or a market good?
  2. Should foreign investors be allowed to buy homes?
  3. Should rents be controlled?
  4. What would help young people most?
4

Grammar for speaking

10 min
4.1

Grammar for speaking

Alternatives to if

Use unless (= if not), as long as and provided / providing that (= only if), on condition that (= only if a requirement is met), and supposing / suppose (= imagine that) instead of if. After them use the present tense for the future.

Unless councils build more, prices will rise. As long as demand exceeds supply, prices will rise. Prices will fall provided that supply increases. You can rent the flat on condition that you pay a deposit.

But for, otherwise and in case

But for + noun = if it were not / had not been for. Otherwise means if not, as a result. In case means as a precaution, not as a condition.

But for the subsidy, many families would have been homeless. Wages must rise; otherwise, people cannot afford rent. Save money in case prices rise.

Block 4 review

Use the grammar from this block.

formal register (L16) · cause and effect (L17) · the subjunctive (L18)

Common mistakes: after unless, as long as, provided that use the present tense for the future, and do not use if together with unless. Use in case for a precaution and but for + noun for an unreal past or present condition. ✗ Unless councils will build → Unless councils build. ✗ As long as demand will exceed supply → exceeds. ✗ if case prices rise → in case prices rise. ✗ But the subsidy → But for the subsidy.

4.2

Choose the right form

  1. Prices will fall
    supply increases.
  2. councils build more, prices will keep rising.
  3. You can rent the flat
    you pay a deposit.
  4. prices doubled, who could afford to buy?
  5. Save money
    prices rise.
  6. the subsidy, many families would have been homeless.
  7. As long as demand
    supply, prices will rise.
  8. Wages must rise;
    people cannot afford rent.
4.3

Fix the mistake

Each sentence has one mistake. Type the correct words.

  1. Unless councils will build more, prices will rise. →
  2. As long as demand will exceed supply, prices will rise. →
  3. Prices will fall provided that supply will increase. →
  4. Save money if case prices rise. →
  5. But the subsidy, many families would be homeless. →
  6. You can rent it on condition you to pay a deposit. →
4.4

Talk about it

Answer in detail. Use conditional alternatives and the grammar of Block 4.

  1. Prices will fall provided that what happens?
  2. Unless the government acts, what might happen to rents?
  3. Under what conditions would you buy a home?
  4. Supposing you could change one rule, which would it be?
  5. What would young people do but for family help?
  6. What would you save money for, in case things go wrong?
5

Three views and a short talk

8 min
5.1

Three views on housing

Three people discuss housing. Compare them. Who blames investors? Who blames planning rules? Whose view is closest to yours?

Person 1

Anna, 29

  • Rents a small flat
  • Spends half her wage on rent
  • Cannot save for a deposit
  • Hopes that rents will be controlled
Person 2

Mr Grant, 55

  • Owns three properties
  • Says landlords provide homes
  • Warns that rent control reduces supply
  • Admits that prices are too high
Person 3

Dr Osei, 46

  • Is an urban planner
  • Says zoning limits supply
  • Favours more social housing
  • Warns that nothing works unless it is combined
5.2

Mini-talk: housing

Your teacher will time you.

  1. Plan for one minute, then speak for one or two minutes.
  2. Part 1: describe the housing situation in your country or city.
  3. Part 2: explain two causes and propose a solution (use unless, provided that and as long as).
  4. Part 3: say what you would do as mayor, on condition that you had the money.
2:00
6

Personal questions

10 min
6.1

Part I: Me

  1. Do you plan to buy a home?
  2. How would you describe your dream home?
  3. Would you live in a small flat to save money?
  4. Have you ever moved because of rent?
  5. Would you rent out a room?
  6. Do you prefer a city or the countryside?
  7. Do you know how mortgages work?
  8. What matters most to you when you choose a home?
6.2

Part II: Other people

  1. Who in your family owns property?
  2. Who helped you find your first home?
  3. Who in your life struggles to pay rent?
  4. Who should build affordable housing?
  5. Who benefits most when prices rise?
  6. Who would you trust as a landlord?
6.3

Part III: A bit deeper

  1. Is owning a home important?
  2. Should governments control rents?
  3. Should empty homes be taxed?
  4. Is social housing a good idea?
  5. Are investors to blame for high prices?
7

Roleplay

12 min
7.1

Talking to a landlord

You

Tenant

You talk to your landlord (your teacher) about the rent:
  • explain your situation
  • ask for a lower rent
  • offer a condition
  • use provided that or on condition that
Speak for at least 2 minutes in total. Use conditional alternatives.
Your teacher

Landlord

Says things like:
  1. The rent is fixed.
  2. Why should I lower it?
  3. What do you offer?
  4. I will think about it.
7.2

Presenting a housing plan

You

Mayor's adviser

You present a plan to the mayor (your teacher):
  • state the problem
  • propose two measures
  • give conditions for success
  • use unless and as long as
You do most of the talking. Use: Unless... · Provided that... · otherwise
Your teacher

Mayor

Says things like:
  1. What is the problem?
  2. What do you propose?
  3. Will it work?
  4. Thank you.
8

Homework

at home

Your homework score

Do all four exercises, then press Check all homework. Correct answers will appear next to your mistakes.

– / 30
H1

Complete with a word

mortgagelandlordtenantshortageaffordablespeculationgentrificationevict
  1. A loan taken out to buy a home is a .
  2. The person who owns a property and rents it out is a .
  3. A person who pays rent to live in a property is a .
  4. A lack of homes compared with the number of people who want them is a housing .
  5. Housing is when ordinary families can pay for it.
  6. Buying property only to sell it later at a profit is called .
  7. When wealthier people move in and prices rise, the process is known as .
  8. A landlord may not a tenant without proper notice.
H2

Choose the correct form

  1. Prices will rise more homes are built.
  2. Rents will fall supply grows.
  3. You may stay you pay on time.
  4. rents doubled, what would you do?
  5. Take a coat it rains.
  6. the loan, I could not have bought it.
  7. As long as rates low, prices will rise.
  8. Costs must fall; nobody can afford it.
H3

Correct or incorrect?

Decide if each sentence is grammatically correct.

  1. Unless councils build more, prices will rise.
  2. Unless councils will build more, prices will rise.
  3. As long as demand exceeds supply, prices will rise.
  4. As long as demand will exceed supply, prices will rise.
  5. Save money in case prices rise.
  6. Save money if case prices rise.
  7. But for the subsidy, many families would have been homeless.
H4

Match the two halves

  1. Prices will fall provided that
  2. Unless councils build more,
  3. As long as demand exceeds supply,
  4. You can rent the flat on condition
  5. Supposing prices doubled,
  6. But for the subsidy,
  7. Wages must rise; otherwise,

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