Why is a piggy bank a pig?

Answer each question with 2–3 sentences.

1. Are you a saver or a spender?
2. What do you spend most of your money on?
3. Are you saving for something now?
4. Did you get pocket money as a child?
5. Do you borrow money from friends?
6. What would you buy with 1,000 euros?

Read each word and the example. Then say a sentence about you and money.

Choose the word that fits.

1. I'm a new laptop.
2. How much do you on food every week?
3. When I was a child, I put my coins in a .
4. My parents gave me every week.
5. Doctors in some countries a lot of money.
6. Can I your pen?
7. We can't a holiday this year.
8. I spent all my money at the weekend. Now I'm .

Choose the right answer, then press Check answers.

1. to save ↔ to
   spendearnborrow
2. to borrow ↔ to
   lendspendafford
3. generous ↔
   careful with moneybrokerich
4. food and a home are
   needswantsbills
5. a new phone you don't need is a
   wantneedbill
6. to spend money badly = to
   wastesaveearn
   money

Use these phrases to talk about money.

• I'm saving for...Я відкладаю на...I'm saving for a trip to Italy.
• I spend a lot on...Я витрачаю багато на...I spend a lot on books and coffee.
• I can't afford...Я не можу дозволити собі...I can't afford a car right now.
• It's more expensive / cheaper than...Це дорожче / дешевше, ніж...Cooking at home is cheaper than eating out.
• The most expensive thing I have is...Найдорожча річ, яку я маю, — це...The most expensive thing I have is my laptop.
• Can I borrow...? / Can you lend me...?Можна позичити...? / Можеш позичити мені...?Can you lend me 200 hryvnias until Friday?
• I'll pay you back...Я поверну тобі...Thanks! I'll pay you back tomorrow.
• Money doesn't grow on trees!Гроші на деревах не ростуть!Don't buy everything! Money doesn't grow on trees!

Read the text. Hover over the dotted words for help.

1. Many children keep coins in a piggy bank.
   TrueFalse
2. "Pygg" was a type of animal.
   TrueFalse
3. People kept coins in jars made of "pygg" clay.
   TrueFalse
4. In the 50 / 30 / 20 rule, you save 50% of your money.
   TrueFalse
5. The text says saving a small amount is better than nothing.
   TrueFalse

1. Did you have a piggy bank as a child? What did you save for?
2. Do you think the 50 / 30 / 20 rule is realistic for you?
3. Is it easy to save money in your country?
4. What is a need and what is a want for you?

Money verbs with prepositions: spend money on, save for, pay for, borrow from, lend to. ✗ I spend money for clothes → on. ✗ Can you borrow me? → Can you lend me?

1. The market is
   cheapermore cheap
   than the supermarket.
2. This is
   the most expensivethe expensivest
   restaurant in town.
3. I spend a lot
   onfor
   clothes.
4. I'm saving
   foron
   a new car.
5. Can you
   lendborrow
   me 100 hryvnias?
6. How much
   areis
   these shoes?
7. Last month I
   spentspended
   too much money.
8. I
   usually paypay usually
   by card.

Each sentence has one mistake. Type the correct words.

1. A car is more cheap than a house. →
2. Can you borrow me some money? →
3. I spend a lot for food. →
4. It's the most cheap shop. →
5. I'm saving on a holiday. →
6. Yesterday I spend 500 hryvnias. →

Answer in detail. Use comparatives, superlatives and Block 4 grammar.

1. What do you spend most money on? What do you spend least on?
2. What is the most expensive thing you ever bought? (Past Simple)
3. Compare: shopping at markets and in supermarkets.
4. What are you saving for now?
5. What was your pocket money like as a child?
6. What is a need and what is a want in your life?

Compare the three people: who spends more, who saves more, who is the most careful with money? Who has the best balance? What advice would you give Ira and Oleh?

This is the final speaking task of Block 4. Your teacher will time you.

1. Plan for one minute, then speak for one or two minutes.
2. Part 1: your shopping habits (Present Simple, frequency).
3. Part 2: the last thing you bought online or in a shop and what happened (Past Simple).
4. Part 3: how you spend and save money (comparatives, superlatives).

1. Do you keep a budget?
2. What is your biggest monthly bill?
3. Do you prefer to pay by card or in cash?
4. Do you lend money to friends?
5. What do you never spend money on?
6. What was the best thing you bought this year?
7. Do you think you waste money on anything?
8. What would you do if you found 1,000 hryvnias?

1. Who in your family is the most careful with money?
2. Who is the most generous person you know?
3. Do your parents give you advice about money?
4. Do your children get pocket money?
5. Who do you borrow money from when you need it?
6. What do young people spend money on today?

1. Should children get pocket money?
2. Should schools teach children about money?
3. Is it OK to borrow money from friends?
4. Is it better to save or to enjoy money now?
5. Can money make people happy?